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Most families are now less likely to purchase life insurance from a local agent and are relying instead on their workplace as their primary source of life insurance coverage. Fort Dearborn Life Insurance Company offers group life programs with competitive guarantee issue limits for employees, their spouses and their children. Programs such as Supplemental Life and Voluntary Life are also available, including a portability feature. Thus, the employee can keep his or her valuable insurance protection up to age 65.
We also offer Accidental Death and Dismemberment (AD&D) which provides death benefits on or off the job, plus dismemberment benefits for accidental injuries that result in loss of limbs, speech, hearing or paralysis. Other AD&D features include additional benefits payable if accidental death occurs while the insured is wearing a seat belt and has a manufacturer installed airbag in the automobile and an education benefit that assists in education expenses for the children of an insured that has an accidental death. Select size groups may also qualify for additional enhanced AD&D benefits.
Our group life programs are easy to enroll and offer administrative solutions for the employer.
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