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Group Long-Term Disability Insurance through
Fort Dearborn Life Insurance Company |
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 See products and services available in New York
The likelihood of an employee becoming disabled is surprising. In fact, almost 3 in 10 of today's 20-year-olds will become disabled before reaching age 67*. Available on either an employer-paid or voluntary basis, our Group Long-Term Disability (LTD) programs can be tailored to meet the needs and budgets of your employees and your business.
Products Designed with an Employer Partnership
The true test of a long-term disability carrier is the ability to manage disability claims and return an employee back to work. Fort Dearborn Life Insurance Company believes in disability claim management that is based on four key philosophies:
- Partnership: We work with the employer and the employee to return the disabled employee back to work. With proactive assistance from the employer in identifying return-to-work possibilities, the length and costs of a disability can be greatly reduced.
- Prevention: Disabilities can be prevented through wellness programs, workplace ergonomics and safety programs.
- Integration: Placing both the STD and LTD programs with Fort Dearborn Life allows for early intervention with the goal of returning disabled employees to work prior to the onset of LTD.
- Case Management: The development and implementation of a rehabilitation program has a win/win result for both the employer and the employee.
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Group Long-Term Disability Insurance through
Fort Dearborn Life Insurance Company® of New York |
|
| See products and services available outside New York
The likelihood of an employee becoming disabled is surprising. In fact, almost 3 in 10 of today's 20-year-olds will become disabled before reaching age 67* with plans available on both an employer-paid or voluntary basis, our Group Long-Term Disability (LTD) programs can be tailored to meet the needs and budgets of your employees and your business.
Products Designed with an Employer Partnership
The true test of a long-term disability carrier is the ability to manage disability claims and return an employee back to work. Fort Dearborn Life Insurance Company® of New York believes in disability claim management that is based on four key philosophies:
- Partnership: We work with the employer and the employee to return the disabled employee back to work. With proactive assistance from the employer in identifying return-to-work possibilities, the length and costs of a disability can be greatly reduced.
- Prevention: Disabilities can be prevented through wellness programs, workplace ergonomics and safety programs.
- Integration: Placing both the STD and LTD programs with Fort Dearborn Life Insurance Company® of New York allows for early intervention with the goal of returning disabled employees to work prior to the onset of LTD.
- Case Management: The development and implementation of a rehabilitation program has a win/win result for both the employer and the employee.
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